Can learner Loans be Negotiated?

Student Loans And Social Security - Can learner Loans be Negotiated?

Short Answer: No.

Student Loans And Social Security

Long Answer: Student loans are secured loans that are supported by the federal government. In short, this gives lenders more tactics to procure funds and debtors less options to avoid them. The government is able to ornamentation wages without obtaining a legal judgment; it can retain tax refunds, social security benefits, and other government aid; but most importantly, it makes these loans very difficult, if not close to impossible to have discharged through a bankruptcy. All of these factors make it very unnecessary for creditors to negotiate any settlement with these accounts.

Although I have seen some claims on the internet of student loans being successfully negotiated, I have yet to find any conclusive evidence. Additionally, I have not been able to find any type of negotiation business that will cope these types of loans. (This is not to say that one does not exist, it is just that I have yet to come over one) In fact, most major negotiation clubs specifically point out that they can not accept student loans into a settlement program. This for me strongly supports the conclusion that these types of loans are very difficult to negotiate. After all, if there were a way to make money negotiating these accounts, there would already be 50-100 clubs contribution the service via internet.

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